If the rate of interest charged for both is 5% p.a.

On what sum of money will the difference between the compound interest and simple interest for 2 years be equal to ₹ 25 if the rate of interest charged for both is 5% p.a.?

Solution:

It is given that
Sum (P) = ₹ 100
Rate (R) = 5% p.a.
Period (n) = 2 years
We know that
SI = PRT/100
Substituting the values
= (100 × 5 × 2)/ 100
= ₹ 10
So the amount when interest is compounded annually = P (1 + R/100)n
Substituting the values
= 100 (1 + 5/100)2
By further calculation
= 100 × (21/20)2
= 100 × 21/20 × 21/20
So we get
= ₹ 441/4
Here
CI = A – P
Substituting the values
= 441/4 – 100
= ₹ 41/4
So the difference between CI and SI = 41/4 – 10 = ₹ ¼
If the difference is ₹ ¼ then sum = ₹ 100
If the difference is ₹ 25 then sum = (100 × 4)/ 1 × 25 = ₹ 10000

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