₹ 10000 was lent for one year at 10% per annum.

₹ 10000 was lent for one year at 10% per annum. By how much more will the interest be, if the sum was lent at 10% per annum, interest being compounded half yearly?

Solution:

It is given that
Principal = ₹ 10000
Rate of interest (r) = 10% p.a.
Period = 1 year
We know that
A = P (1 + r/100)n
Substituting the values
= 10000 (1 + 10/100)1
By further calculation
= 10000 × 11/10
= ₹ 11000
Here
Interest = A – P
Substituting the values
= 11000 – 10000
= ₹ 1000
In case 2,
Rate (r) = 10% p.a. or 5% half-yearly
Period (n) = 1 year or 2 half-years
We know that
A = P (1 + r/100)n
Substituting the values
= 10000 (1 + 5/100)2
By further calculation
= 10000 × 21/20 × 21/20
= ₹ 11025
Here
Interest = A – P
Substituting the values
= 11025 – 10000
= ₹ 1025
So the difference between the two interests = 1025 – 1000 = ₹ 25

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